He is like the Wind. He used to come when i least expect him, greets me with a huge smile on his face and the next moment he is gone. He is a man full of energy, talkative and believe me he has a great sense of humor. I used to spend only a couple of minutes now and then, sometimes at my cube and sometimes during coffee break, as he has a lot of work to take care off. Prior to this, he used to work in Navy, which he is always proud off. He used to talk about his experiences in Navy at-least once in every conversation that I had with him. By the way, I am neither his friend, nor his colleague. I am actually a friend of his friend but he always behaved like we are close buddies. He used to say that he has to work for very long hours in a day, including Saturdays. I used to appreciate him for his commitment towards work and he used to tap my shoulder and say that “its part of my job”. Anything that we ask him related to WPR, he used to get it done in minutes. He always felt that it is his responsibility to provide proper support to Employees with respect to WPR, so that we feel most comfortable during our stay in office. His name is “Manju Subramanya, Project Manager, Facilities-India-Campus”. He was a building manager while we were in SA and now he was in a similar position in Campus. A week ago, he came near my cube with some other person, checking certain things and I purposefully didn’t bother to talk to him as I was working on something. I wish, I would have behaved in a different way. Today I was communicated that he is no-more. He died of Heart-Attack at his native place K.R Nagar (Mysore). I cannot believe it, neither my friend nor his acquaintances. He will always be remembered as a strong willed, gentle natured, jovial, ready-to-help sort of a person. I whole-heartedly wish that whatever is his after-life, should be good and peaceful.
Tuesday, April 20, 2010
He is like the Wind. He used to come when i least expect him, greets me with a huge smile on his face and the next moment he is gone. He is a man full of energy, talkative and believe me he has a great sense of humor. I used to spend only a couple of minutes now and then, sometimes at my cube and sometimes during coffee break, as he has a lot of work to take care off. Prior to this, he used to work in Navy, which he is always proud off. He used to talk about his experiences in Navy at-least once in every conversation that I had with him. By the way, I am neither his friend, nor his colleague. I am actually a friend of his friend but he always behaved like we are close buddies. He used to say that he has to work for very long hours in a day, including Saturdays. I used to appreciate him for his commitment towards work and he used to tap my shoulder and say that “its part of my job”. Anything that we ask him related to WPR, he used to get it done in minutes. He always felt that it is his responsibility to provide proper support to Employees with respect to WPR, so that we feel most comfortable during our stay in office. His name is “Manju Subramanya, Project Manager, Facilities-India-Campus”. He was a building manager while we were in SA and now he was in a similar position in Campus. A week ago, he came near my cube with some other person, checking certain things and I purposefully didn’t bother to talk to him as I was working on something. I wish, I would have behaved in a different way. Today I was communicated that he is no-more. He died of Heart-Attack at his native place K.R Nagar (Mysore). I cannot believe it, neither my friend nor his acquaintances. He will always be remembered as a strong willed, gentle natured, jovial, ready-to-help sort of a person. I whole-heartedly wish that whatever is his after-life, should be good and peaceful.
Saturday, January 02, 2010
Locked-up for the next 10 years...
Yeah, its true. From today, we are officially locked up to pay 30% of my salary for the next 10years to Axis Bank. On the brighter side, we officially own a piece of land in Bangalore from today. Its 30x40 in dimension and is located at the outskirts of south bangalore near to NICE road[Banshankari 6th stage]. Off-late i was thinking of buying an apartment and almosted Zeroed on a 3BHK in Rammurthy Nagar and ended up running away from it, as its going to cost me a lot more than i can currently take. I cannot whole-heartedly say that my decision is right at this point of time, but i somehow feel that spending money on a piece of land is better that spending more money on a reasonable builder where the depreciation supercedes time. If you are planning to buy a piece of land, the following are the things that needs to be considered:
0. Suppose you want to buy a piece of land at a particular place say, Banashankari 3rd block. Go and meet so many Agents and ask them the price of each sqfeet that is currently going on. Tell him that you are planning to buy and wanted to know only the prices. Do not go and see the plot along with the broker at that point of time. Once you get a reasonable idea of on-going price at that area, thats the time where you pick the least priced or reasonably priced and a decent Agent that you have met so-far and visit the plots that he has in store.
1. Always negotiate on the brokerage before you make any deal.
2. Always take 2 legal opinions irrespective of how good the sellers are.
3. Most private banks give 75% of the Agreement value and almost all public banks give 75-80% percent of registered value.
4. Always go for a minimum possible loan from the bank as the interest that you end up paying will be neutralizing the profit that you might make in the future.
5. Pay as much as possible in the first 2 years as most of the bank deduct very little from the principle amount in the first few years.
6. Always look for consistant names and addresses in the documents of the seller. For example in some documents a name like "satyavathi" might be written as "sathyavati or sathyavathi". To avoid confusions in the Demand Drafts that the bank has to prepare and on the final sale deed always confirm with the seller about the names and the bank account details.
Yeah, its true. From today, we are officially locked up to pay 30% of my salary for the next 10years to Axis Bank. On the brighter side, we officially own a piece of land in Bangalore from today. Its 30x40 in dimension and is located at the outskirts of south bangalore near to NICE road[Banshankari 6th stage]. Off-late i was thinking of buying an apartment and almosted Zeroed on a 3BHK in Rammurthy Nagar and ended up running away from it, as its going to cost me a lot more than i can currently take. I cannot whole-heartedly say that my decision is right at this point of time, but i somehow feel that spending money on a piece of land is better that spending more money on a reasonable builder where the depreciation supercedes time. If you are planning to buy a piece of land, the following are the things that needs to be considered:
0. Suppose you want to buy a piece of land at a particular place say, Banashankari 3rd block. Go and meet so many Agents and ask them the price of each sqfeet that is currently going on. Tell him that you are planning to buy and wanted to know only the prices. Do not go and see the plot along with the broker at that point of time. Once you get a reasonable idea of on-going price at that area, thats the time where you pick the least priced or reasonably priced and a decent Agent that you have met so-far and visit the plots that he has in store.
1. Always negotiate on the brokerage before you make any deal.
2. Always take 2 legal opinions irrespective of how good the sellers are.
3. Most private banks give 75% of the Agreement value and almost all public banks give 75-80% percent of registered value.
4. Always go for a minimum possible loan from the bank as the interest that you end up paying will be neutralizing the profit that you might make in the future.
5. Pay as much as possible in the first 2 years as most of the bank deduct very little from the principle amount in the first few years.
6. Always look for consistant names and addresses in the documents of the seller. For example in some documents a name like "satyavathi" might be written as "sathyavati or sathyavathi". To avoid confusions in the Demand Drafts that the bank has to prepare and on the final sale deed always confirm with the seller about the names and the bank account details.
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